Business Auto Insurance Kenner LA

Business Auto Insurance – Business Vehicle Insurance – Commercial Auto Insurance

Business Auto Insurance Kenner LA is liability and physical damage insurance for vehicles used by a business or to conduct business while working. Types of vehicles insurance by a business maybe cars, trucks, vans or large equipment that are used for business purposes. For example businesses that use a car to run errands, carry tools or transport clients might also need a commercial auto policy. If a person uses their personal vehicle for occasional commercial purposes, it will need to have a business insurance policy or sufficient liability coverage under their personal auto policy.

Commercial Auto Insurance or Business Auto Insurance is important for any small business to attain because it provides physical damage coverage as well as liability coverage for any and all vehicles used by that business. A vehicle used for business purposes may include a car, van, commercial truck or other types of vehicles. It is important to have business auto Insurance in order to protect the business and its employees in case of accidents. It is also important to protect your business vehicles with business auto insurance so in the case of an accident, an injured party cannot sue the business for driver negligence. Some Auto Insurance coverage offers customized policies for smaller or larger size businesses. It is important to disclose all uses of a vehicle for business purposes so the policy writer may provide coverage for all types of situations.

Does Business Auto Insurance cover personal use?

If you are using your personal vehicle to conduct business or for use during business hours, it is advisable to purchase commercial auto business insurance in order to have sufficient liability coverage, comprehensive and collision, and personal injury coverage in order to protect your business against expenses incurred from an accident. If you use your personal vehicle for business use and have sufficient liability coverage under your personal auto insurance policy then generally an additional business insurance policy may not be needed.

Can I register my car in my business name?

If you choose to purchase a vehicle through or in the name of your company, your company must be set up or registered as an LLC or other legal business. There will be employer identification numbers in order to be properly registered with the IRS. This is important in order to properly document the purchase as well as for tax write-off purposes.